Are Wisdom Teeth Covered By Medical Or Dental Insurance
Introduction
Wisdom teeth, also known as third molars, are the last set of teeth to emerge in the back of the mouth. They usually appear between the ages of 17 and 25. In some cases, wisdom teeth may cause pain, infection, and other dental problems. As a result, many people wonder if wisdom teeth removal is covered by medical or dental insurance.
Medical Insurance Coverage
Wisdom teeth extraction is considered a surgical procedure. As such, it may be covered by medical insurance if it is deemed medically necessary. For example, if your wisdom teeth are causing an infection or impaction, your medical insurance may cover the cost of extraction.
However, it is important to note that medical insurance may not cover the full cost of wisdom teeth extraction. You may be responsible for paying a deductible or co-pay, depending on your insurance policy.
Dental Insurance Coverage
Most dental insurance plans cover wisdom teeth extraction as a standard procedure. However, the extent of coverage may vary depending on your plan. Some plans may cover only a portion of the cost, while others may cover the entire cost.
It is important to check with your dental insurance provider to see what your plan covers and what your out-of-pocket expenses may be.
Out-of-Pocket Costs
If your insurance does not cover the full cost of wisdom teeth extraction, you may be responsible for paying out-of-pocket expenses. The cost of wisdom teeth removal varies depending on several factors, including the complexity of the procedure and your location.
On average, the cost of wisdom teeth removal without insurance can range from $225 to $600 per tooth. If all four wisdom teeth need to be removed, the cost can range from $800 to $3,000.
Conclusion
Whether wisdom teeth extraction is covered by medical or dental insurance depends on several factors, including the reason for the extraction and the type of insurance policy you have. It is important to check with your insurance provider to see what your coverage is and what your out-of-pocket expenses may be.